Oonetic connects merchants, platforms, and consumers through intelligent group payment technology — now operating as a fully licensed EU Payment Institution.
What We Do
From group gifting to white-label payment infrastructure — Oonetic gives merchants the tools to collect, distribute, and manage money at scale.
Enable customers to pool funds for gifts, group travel, and shared purchases — directly embedded in your checkout flow with zero friction.
Deploy Oonetic's full payment engine under your own brand. Fully customisable UI, API-first architecture, and rapid integration.
As a licensed Payment Institution, Oonetic now processes transactions directly — offering secure, compliant payment acceptance across the EEA.
Issue, manage, and redeem digital gift cards and vouchers. Works natively with group payment flows or as a standalone merchant product.
REST APIs with full documentation, sandbox environments, and webhooks. Integrate Oonetic into any platform in days, not months.
Real-time transaction monitoring, reconciliation reports, and campaign analytics — all in one place for your finance and operations teams.
Regulated & Trusted
Oonetic was granted full Payment Institution authorisation by the ACPR (Autorité de Contrôle Prudentiel et de Résolution) in May 2026 — enabling pan-European payment services under PSD2.
Trusted By
From fashion retail to experiential gifting, leading French and European merchants have built on the Oonetic platform.
Our Story
Founded in Toulouse in 2010, Oonetic pioneered social and group payment technology for European e-commerce long before embedded finance became mainstream. Today, with our Payment Institution licence, we're entering our next chapter.
Oonetic launched as a fintech software company, building group payment technology for French e-commerce merchants.
Introduced BuyBox — the first social payment platform for e-merchants — enabling gift pools, group travel payments, and deal-of-the-day buying.
Raised €1.7M from Iris Capital and Midi Capital to expand the product and scale internationally.
Granted full PI authorisation by the ACPR — enabling Oonetic to process payments directly across the EEA under PSD2.
Get in Touch
Whether you're a merchant, platform, or partner — our team is ready to scope your integration and walk you through what's possible.
Headquarters
8 Rue des Trente-Six Ponts
31400 Toulouse, France
Regulated by
ACPR — Banque de France
CIB: 17968 · SIREN: 524 902 236
LEI: 969500JWOETMFJ28HY59